NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

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NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: May 26, 2005

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $175,100.00

MORTGAGOR(S): Terry W. Klovstad and Kristine A. Klovstad, husband and wife

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware Corporation

DATE AND PLACE OF FILING: Filed July 14, 2005, Dakota County NOTICE OF ASSESSMENT LIEN Foreclosure SALE

NOTICE IS HEREBY GIVEN that default has been made in the terms and conditions of the Declaration of Wood Park Home Owners Association (henceforth the "Declaration") recorded in the office of the Recorder for Dakota County, Minnesota on December 30, 1999, as Document No. 1663250, which covers the following property:

Lot 9, Block 1, Wood Park Plat Three, CIC No. 279, Dakota County, Minnesota

WHEREAS, pursuant to said Declaration, there is claimed to be due and owing as of October 1, 2007, from Michael L. Buckingham, title holder, to Wood Park Home Owners Association, a Minnesota non-profit corporation, the principal amount of Three Thousand, One Hundred Fifty-nine and 80/100ths Dollars ($3,159.80) for assessments, late fees and related charges, plus assessments, collection costs, attorneys' fees and other amounts will be incurred since said date, including costs of collection and foreclosure;

WHEREAS, no action is now pending at law or otherwise to recover said debt or any part thereof;

WHEREAS, the owner has not been released from the financial obligation to pay said amount;

WHEREAS, pursuant to the Declaration and Minn. Stat. §515B.3-116(h), said debt created a lien upon said premises in favor of Wood Park Home Owners Association as evidenced by the lien statement recorded on August 27, 2007 in the office of the Dakota County Recorder as Document No. 2540178;

WHEREAS, pursuant to the power of sale granted by the owner(s) in taking title to the premises subject to said Declaration, said lien will be foreclosed by the sale of said property by the sheriff of said county at the Dakota County Sheriff's Department, 1580 Highway 55, Hastings, Minnesota, on November 21, 2007, at 10:00 o'clock a.m., at public auction to the highest bidder, for cash, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys' fees as allowed by law. The time allowed by law for redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of said sale.

REDEMPTION NOTICE

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Dated: October 1, 2007

Lienor

Wood Park Home Owners Association

By: Jill K. Peterson

Jill K. Peterson

Its: Attorney in Fact

HELLMUTH & JOHNSON, PLLC

By: Jill K. Peterson

Jill K. Peterson, I.D. #321801

Attorneys for Lienor

10400 Viking Drive, Suite 500

Eden Prairie, MN 55344

(952) 941-4005

10/5-11/9Recorder; Document No. 2340120 .

ASSIGNMENTS OF MORTGAGE: Assigned to: none

LEGAL DESCRIPTION OF PROPERTY:

Lot 8, Block 18, WM. Allison's Addition to the Town of Hastings

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota County, Minnesota

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $176,877.89

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: November 1, 2007 at 10:00 a.m.

PLACE OF SALE: Dakota County Sheriff's office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota

to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED."

Dated: September 5, 2007

MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC.

Mortgagee

REITER & SCHILLER, P.A.

By: /s/ Thomas J. Reiter

Thomas J. Reiter, Esq.

Rebecca F. Schiller, Esq.

Sarah J.B. Adam, Esq.

N. Kibongni Fondungallah, Esq

James J. Pauly, Esq.

Attorneys for Mortgagee

25 North Dale Street, 2nd Floor

St. Paul, MN 55102-2227

(651) 209-9760

Attorney Reg. No. 152262

(W4496)

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

9/7-10/12

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: May 15, 2006

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $237,768.00

MORTGAGOR(S): Ryan C. Johnson and Rachel B. Redmond, both single people

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation

DATE AND PLACE OF FILING: Filed May 30, 2006, Dakota County Recorder; Document No. 2433410 .

ASSIGNMENTS OF MORTGAGE: Assigned to: none

LEGAL DESCRIPTION OF PROPERTY:

Lot 1, Block 1, Scott Highlands 2nd Addition

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota County, Minnesota

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $245,738.65

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: November 15, 2007 at 10:00 a.m.

PLACE OF SALE: Dakota County Sheriff's office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota

to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED."

Dated: September 21, 2007

MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC.

Mortgagee

REITER & SCHILLER, P.A.

By: /s/ Thomas J. Reiter

Thomas J. Reiter, Esq.

Rebecca F. Schiller, Esq.

Sarah J.B. Adam, Esq.

N. Kibongni Fondungallah, Esq

James J. Pauly, Esq.

Attorneys for Mortgagee

25 North Dale Street, 2nd Floor

St. Paul, MN 55102-2227

(651) 209-9760

Attorney Reg. No. 152262

(W5263)

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

9/28-11/2

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: June 5, 2006

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $205,000.00

MORTGAGOR(S): Chor Jay Yang, a single person

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation

DATE AND PLACE OF FILING: Filed July 17, 2006, Dakota County Recorder; Document No. 2445634 .

ASSIGNMENTS OF MORTGAGE: Assigned to: none

LEGAL DESCRIPTION OF PROPERTY:

Lot 9, Block 13 of Riverside Park Addition to the City of St. Paul

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota County, Minnesota

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $217,529.03

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: November 15, 2007 at 10:00 a.m.

PLACE OF SALE: Dakota County Sheriff's office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota

to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED."

Dated: September 21, 2007

MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC.

Mortgagee

REITER & SCHILLER, P.A.

By: /s/ Thomas J. Reiter

Thomas J. Reiter, Esq.

Rebecca F. Schiller, Esq.

Sarah J.B. Adam, Esq.

N. Kibongni Fondungallah, Esq

James J. Pauly, Esq.

Attorneys for Mortgagee

25 North Dale Street, 2nd Floor

St. Paul, MN 55102-2227

(651) 209-9760

Attorney Reg. No. 152262

(W4844)

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

9/28-11/2

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: January 30, 2004

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $190,950.00

MORTGAGOR(S): Stephanie Fallon, a single person

MORTGAGEE: Argent Mortgage Company, LLC

DATE AND PLACE OF FILING: Filed March 4, 2004, Dakota County Recorder, Document No. 2182363 thereafter modified by modification agreement recorded July 8, 2004, as Document No. 2223084.

ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee of Argent Securities Inc.,Asset Backed Pass-Through certificates, Series 2004-W8 under the Pooling & Servicing Agreement dated as of May 1, 2004, Without Recourse?

LEGAL DESCRIPTION OF PROPERTY:

The South 50 feet of Lots 5 and 6, Winter's Subdivision

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $192,413.03

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE:? October 25, 2007, 10:00am

PLACE OF SALE: Sheriff's Main Office, Dakota County Law Enforcement Center, 1580 Hwy 55, Lobby S-100, Hastings, MN 55033

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Dated: September 11, 2007

Deutsche Bank National Trust Company, as Trustee of Argent Securities Inc., Asset Backed Pass-Through Certificates, Series 2004-W8 under the Pooling & Servicing Agreement dated as of May 1, 2004, Without Recourse

Assignee of Mortgagee?

SHAPIRO, NORDMEYER & ZIELKE, LLP

BY ___________________________

Lawrence P. Zielke - 152559

Diane F. Mach - 273788

Kristine M. Spiegelberg - 308845

Melissa L. Baldridge-0337778

Attorneys for Mortgagee

7300 Metro Blvd., Suite 390

Edina, MN 55439-2306

(952) 831-4060

PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This NOTICE is required by the provisions of the Fair Debt Collection PRACTICES Act and does not imply that we are attempting to COLLECT money from anyone who has discharged the debt UNDER the Bankruptcy Laws of the United States.

9/14-10/19

NOTICE OF ASSOCIATION LIEN Foreclosure SALE

WHEREAS, default has been made in the terms and conditions of the Declaration of Regatta Village Homes Common Interest Community Number 282 (henceforth the Declaration) dated April 30, 2000 and recorded in the office of the County Recorder in and for Dakota County, Minnesota on May 31, 2001 as Document No. 1778551 which said Lien covers the following described property situated in the County of Dakota and State of Minnesota, to wit:

Regatta CIC No. 282, Regatta Village 3rd Addition, Unit No. 93, Lot 3, Block 35, according to the plat thereof on file or of record in the Office of the County Recorder in and for Dakota County, Minnesota.

WHEREAS, pursuant to said Declaration, there is claimed to be due and owning as of the date of this Notice by Billie L. Dinkins, as unit owner, to Regatta Village Homes Association, Inc., the principal amount of One Thousand Seven Hundred Forty-three Dollars and No/100 ($1,743.00) for assessments through September, 2007; and no action being now pending at law or otherwise to recover said debt or any part thereof, and;

WHEREAS, pursuant to said Declaration, said debt creates a lien upon said premises in favor of Regatta Village Homes Association, Inc.

NOW, THEREFORE, notice is hereby given that by virtue of the power of sale created by statue, said lien will be foreclosed by the sale of said premises with the hereditaments and appurtenances, which said sale will be made by the Sheriff of Dakota County, Minnesota at the Sheriff's main office, Dakota County Courthouse, Civil Division, 1580 Highway 55, Lobby S-100, in the City of Hastings in said County on December 13, 2007 at 10:00 a.m., at public auction to the highest bidder, for cash, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorney's fees as allowed by law. The time allowed by law for redemption by the unit owners, their personal representatives or assigns, is six (6) months from the date of said sale.

Dated: September 19, 2007

REGATTA VILLAGE HOMES ASSOCIATION, INC.

FULLER, SEAVER & RAMETTE, P.A.

By: Timothy D.Fuller

Timothy D. Fuller 32694

12400 Portland Avenue South, Suite 132

Burnsville, MN 55337

(952) 890-0888

Attorneys for Regatta Village Homes Association, Inc.

9/28-11/2

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: December 9, 2005

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $198,400.00

MORTGAGOR(S): Guadalupe Perez Hernandez, a single person

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation

DATE AND PLACE OF FILING: Filed December 23, 2005, Dakota County Recorder; Document No. 2391473 .

ASSIGNMENTS OF MORTGAGE: Assigned to: none

LEGAL DESCRIPTION OF PROPERTY:

Lot 11, Block 1, Gretsfeld and Kopp Addition No. 2

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota County, Minnesota

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $204,546.89

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: November 29, 2007 at 10:00 a.m.

PLACE OF SALE: Dakota County Sheriff's office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota

to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED."

Dated: September 24, 2007

MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC.

Mortgagee

REITER & SCHILLER, P.A.

By: /s/ Thomas J. Reiter

Thomas J. Reiter, Esq.

Rebecca F. Schiller, Esq.

Sarah J.B. Adam, Esq.

N. Kibongni Fondungallah, Esq

James J. Pauly, Esq.

Attorneys for Mortgagee

25 North Dale Street, 2nd Floor

St. Paul, MN 55102-2227

(651) 209-9760

Attorney Reg. No. 152262

(W4968)

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

9/28-11/2

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: May 23, 2005

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,000.00

MORTGAGOR(S): Gale Wulff, an unmarried person

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation

DATE AND PLACE OF FILING: Filed June 1, 2005, Dakota County Recorder; Document No. 2327029 .

ASSIGNMENTS OF MORTGAGE: Assigned to: none.

LEGAL DESCRIPTION OF PROPERTY:

The North 59 feet of Lot 14, Block 7, Henry G. Bailly's Addition to the Town of Hastings

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota County, Minnesota

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $169,547.82

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: November 16, 2007 at 10:00 a.m.

PLACE OF SALE: Dakota County Sheriff's office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota

to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED."

Dated: September 24, 2007

MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC.

Mortgagee

REITER & SCHILLER, P.A.

By: /s/ Thomas J. Reiter

Thomas J. Reiter, Esq.

Rebecca F. Schiller, Esq.

Sarah J.B. Adam, Esq.

N. Kibongni Fondungallah, Esq

James J. Pauly, Esq.

Attorneys for Mortgagee

25 North Dale Street, 2nd Floor

St. Paul, MN 55102-2227

(651) 209-9760

Attorney Reg. No. 152262

(F5263)

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

9/28-11/2

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: July 25, 2005

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $444,000.00

MORTGAGOR(S): Andrew Kimmes and Janine Kimmes, husband and wife

MORTGAGEE: American Residential Mortgage, LP., a Minnesota Limited Partnership

DATE AND PLACE OF FILING: Filed August 16, 2005, Dakota County Recorder; Document No. 2351535 .

ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A.

LEGAL DESCRIPTION OF PROPERTY:

That part of the East Half of the Southeast Quarter of Section 14, Township 113, Range 18, described as follows:

Beginning at the Southeast corner of said East Half of the Southeast Quarter; thence South 89 degrees 33 minutes 30 seconds West (assumed bearing) along the south line of said East Half of the Southeast Quarter 300.25 feet; thence North 0 degrees 26 minutes 30 seconds West, at right angles 396.00 feet; thence North 0 degrees 07 minutes 15 seconds West parallel with the East line of said East Half of the Southeast Quarter 470.18 feet; thence North 89 degrees 33 minutes 30 seconds East, parallel with the South line of said East Half of the Southeast Quarter 302.47 feet to the east line of said East Half of the Southeast Quarter; thence South 0 degrees 07 minutes 15 seconds East along said east line 866.19 feet to the point of beginning

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota County, Minnesota

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $454,488.77

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: November 15, 2007 at 10:00 a.m.

PLACE OF SALE: Dakota County Sheriff's office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota

to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED."

Dated: September 14, 2007

WELLS FARGO BANK, N.A.

Mortgagee

REITER & SCHILLER, P.A.

By: /s/ Thomas J. Reiter

Thomas J. Reiter, Esq.

Rebecca F. Schiller, Esq.

Sarah J.B. Adam, Esq.

N. Kibongni Fondungallah, Esq

James J. Pauly, Esq.

Attorneys for Mortgagee

25 North Dale Street, 2nd Floor

St. Paul, MN 55102-2227

(651) 209-9760

Attorney Reg. No. 152262

(W4782)

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

9/21-10/26

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: July 13, 2005

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $316,800.00

MORTGAGOR(S): Robert R. Perez and Nicolle L. Perez, husband and wife

MORTGAGEE: American Residential Mortgage, LP, a Minnesota limited partnership

DATE AND PLACE OF FILING: Filed August 11, 2005, Dakota County Recorder; Document No. 2349990 .

ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A.

LEGAL DESCRIPTION OF PROPERTY:

Lot 4, Block 1, Waterford Village

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota County, Minnesota

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $316,585.08

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: October 25, 2007 at 10:00 a.m.

PLACE OF SALE: Dakota County Sheriff's office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota

to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED."

Dated: August 31, 2007

WELLS FARGO BANK, N.A.

Mortgagee

REITER & SCHILLER, P.A.

By: /s/ Thomas J. Reiter

Thomas J. Reiter, Esq.

Rebecca F. Schiller, Esq.

Sarah J.B. Adam, Esq.

N. Kibongni Fondungallah, Esq

James J. Pauly, Esq.

Attorneys for Mortgagee

25 North Dale Street, 2nd Floor

St. Paul, MN 55102-2227

(651) 209-9760

Attorney Reg. No. 152262

(W4397)

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

9/7-10/12

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: August 8, 2006

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,550.00

MORTGAGOR(S): Nick Witucki, a single person

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation

DATE AND PLACE OF FILING: Filed August 30, 2006, Dakota County Registrar of Titles; Document No. 596915 and memorialized upon Certificate of Title No. 140669.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association as Trustee for the MLMI SURF Trust Series 2007-BC1

LEGAL DESCRIPTION OF PROPERTY:

Unit No. 216, CIC No. 488, River Ridge of Eagan Condominiums

REGISTERED PROPERTY

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota County, Minnesota

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $181,256.40

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: November 8, 2007 at 10:00 a.m.

PLACE OF SALE: Dakota County Sheriff's office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota

to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED."

Dated: September 4, 2007

U.S. BANK, NATIONAL ASSOCIATION AS TRUSTEE FOR THE MLMI SURF TRUST SERIES 2007-BC1

Mortgagee

REITER & SCHILLER, P.A.

By: /s/

Thomas J. Reiter, Esq.

Rebecca F. Schiller, Esq.

Sarah J.B. Adam, Esq.

N. Kibongni Fondungallah, Esq.

James J. Pauly, Esq.

Attorneys for Mortgagee

25 North Dale Street, 2nd Floor

St. Paul, MN 55102-2227

(651) 209-9760

Attorney Reg. No. 152262

(F4984)

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

9/14-10/19

NOTICE OF MORTGAGE Foreclosure SALE

Date: August 31, 2007

YOU ARE NOTIFIED THAT:

1. Default has occurred in the conditions of the Mortgage dated July 26, 2004, executed by Ronald G. Mergens and Maureen R. Mergens, husband and wife, as Mortgagors, to Wells Fargo Financial Minnesota, Inc., as Mortgagee, and filed for record August 25, 2004, as Document No. 2242026, in the office of the Recorder of Dakota County, Minnesota. The land described in the Mortgage is not registered land.

2. The original principal amount secured by the Mortgage was $175,822.78.

3. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof.

4. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes.

5. At the date of this notice the amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is $176,677.50.

6. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows:

Lot 61, Block 1, Coachman Highlands, Dakota County, Minnesota.

will be sold by the Sheriff of Dakota County, Minnesota, at public auction on November 1, 2007 at 10:00 a.m. at the office of the Dakota County Sheriff, Law Enforcement Center,1580 Highway 55, Hastings, MN 55033.

7. The time allowed by law for redemption by Mortgagor or Mortgagor's personal representatives or assigns is 6 months after the date of sale.

8. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

9. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Wells Fargo Financial Minnesota, Inc.

Attorneys for Mortgagee

Corrie A. Oberg

STEPHENSON, SANFORD & THONE, P.L.C.

Suite 220

1905 East Wayzata Boulevard

Wayzata, MN 55391

(952) 404-2100

File No. 1551

9/7-10/12

NOTICE OF ASSOCIATION LIEN Foreclosure SALE

WHEREAS, default has been made in the terms and conditions of the Amended and Restated Declaration of Regency Condominium Homes, Condominium No. 19 (henceforth the Declaration) dated November 1, 1990 and recorded in the office of the Registrar of Titles in and for Dakota County, Minnesota on March 20, 1991 as Document No. 240029, which said Lien covers the following described property situated in the County of Dakota and State of Minnesota, to wit:

Unit No. A-1 and Garage No. 27 Condominium Ownership No. 19, Regency Condominium Homes, according to the plat thereof on file or of record in the Office of the Registrar of Titles in and for Dakota County, Minnesota.

(This is registered property, Certificate of Title No. 13880).

WHEREAS, pursuant to said Declaration, there is claimed to be due and owning as of the date of this Notice by Lisa A. Tsuchiya, as unit owner, to Regency Homeowner's Association the principal amount of One Thousand Five Hundred Forty-four Dollars and No/100 ($1,544.00) for assessments, through September, 2007 and no action being now pending at law or otherwise to recover said debt or any part thereof, and;

WHEREAS, pursuant to said Declaration, said debt creates a lien upon said premises in favor of Regency Homeowner's Association.

NOW, THEREFORE, notice is hereby given that by virtue of the power of sale created by statue, said lien will be foreclosed by the sale of said premises with the hereditaments and appurtenances, which said sale will be made by the Sheriff of Dakota County, Minnesota at the Sheriff's main office, Dakota County Courthouse, Civil Division, 1580 Highway 55, Lobby S-100, in the City of Hastings in said County on December 13, 2007 at 10:00 a.m., at public auction to the highest bidder, for cash, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorney's fees as allowed by law. The time allowed by law for redemption by the unit owner, her personal representatives or assigns, is six (6) months from the date of said sale.

Dated: September 20, 2007

The Regency Homeowner's Association

FULLER, SEAVER & RAMETTE, P.A.

By: Timothy D.Fuller

Timothy D. Fuller 32694

12400 Portland Avenue South, Suite 132

Burnsville, MN 55337

(952) 890-0888

Attorneys for The Regency Homeowner's Association

9/28-11/2

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: October 19, 2005

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $126,450.00

MORTGAGOR(S): Daniel J. Hook and Lynnette G. Hook, husband and wife

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation

DATE AND PLACE OF FILING: Filed October 27, 2005, Dakota County Recorder; Document No. 2375147 .

ASSIGNMENTS OF MORTGAGE: Assigned to: none

LEGAL DESCRIPTION OF PROPERTY:

Apartment Unit No. 107, Together with Garage No. 25, Shannon Glen Condominiums III, Condominium File No. 42

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota County, Minnesota

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $132,941.89

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: December 6, 2007 at 10:00 a.m.

PLACE OF SALE: Dakota County Sheriff's office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota

to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED."

Dated: October 8, 2007

MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC.

Mortgagee

REITER & SCHILLER, P.A.

By: /s/ Thomas J. Reiter

Thomas J. Reiter, Esq.

Rebecca F. Schiller, Esq.

Sarah J.B. Adam, Esq.

N. Kibongni Fondungallah, Esq

James J. Pauly, Esq.

Attorneys for Mortgagee

25 North Dale Street, 2nd Floor

St. Paul, MN 55102-2227

(651) 209-9760

Attorney Reg. No. 152262

(W5567)

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

10/12-11/16

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: February 23, 2001

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $181,450.00

MORTGAGOR(S): Troy J. Buck and Kimberly J. Buck, husband and wife

MORTGAGEE: Edina Realty Mortgage, LLC, a Delaware Limited Liability Company

DATE AND PLACE OF FILING: Filed March 28, 2001, Dakota County Recorder; Document No. 1760647 .

ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Home Mortgage, Inc., a California corporation, n/k/a Wells Fargo Bank, N.A. successor by merger to Wells Fargo Home Mortgage, Inc.

LEGAL DESCRIPTION OF PROPERTY:

Lot 10, Block 3, Meadowlark Glen, Dakota County, Minnesota

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota County, Minnesota

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $184,938.58

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: December 6, 2007 at 10:00 a.m.

PLACE OF SALE: Dakota County Sheriff's office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota

to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED."

Dated: October 9, 2007

WELLS FARGO BANK, N.A.

Mortgagee

REITER & SCHILLER, P.A.

By: /s/ Thomas J. Reiter

Thomas J. Reiter, Esq.

Rebecca F. Schiller, Esq.

Sarah J.B. Adam, Esq.

N. Kibongni Fondungallah, Esq

James J. Pauly, Esq.

Attorneys for Mortgagee

25 North Dale Street, 2nd Floor

St. Paul, MN 55102-2227

(651) 209-9760

Attorney Reg. No. 152262

(W4318)

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

10/12-11/16

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: May 24, 2005

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $135,120.00

MORTGAGOR(S): Paul Casson and Hui Li, husband and wife

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation

DATE AND PLACE OF FILING: Filed August 30, 2005, Dakota County Registrar of Titles; Document No. 573432 and memorialized upon Certificate of Tile No.137327.

ASSIGNMENTS OF MORTGAGE: Assigned to: none

LEGAL DESCRIPTION OF PROPERTY:

Unit 976-207, and Garage Unit G18, Twin Pines Condominiums, Common Interest Community Number 481

REGISTERED PROPERTY

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota County, Minnesota

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $140,126.01

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: December 6, 2007 at 10:00 a.m.

PLACE OF SALE: Dakota County Sheriff's office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota

to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED."

Dated: October 9, 2007

MORTGAGE Electronic Registration SYSTEMS, INC.

Mortgagee

REITER & SCHILLER, P.A.

By: /s/ Thomas J. Reiter

Thomas J. Reiter, Esq.

Rebecca F. Schiller, Esq.

Sarah J.B. Adam, Esq.

N. Kibongni Fondungallah, Esq

James J. Pauly, Esq.

Attorneys for Mortgagee

25 North Dale Street, 2nd Floor

St. Paul, MN 55102-2227

(651) 209-9760

Attorney Reg. No. 152262

(W5164)

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

10/12-11/16

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: March 18, 2004

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $206,500.00

MORTGAGOR(S): Gail Lowis and George A. Lowis, wife and husband

MORTGAGEE: Mortgage Electronic Registration Systems, Inc.

DATE AND PLACE OF FILING: Filed April 23, 2004, Dakota County Recorder; Document No. 2197609 .

ASSIGNMENTS OF MORTGAGE: Assigned to: none

LEGAL DESCRIPTION OF PROPERTY:

Lot 16, Block 3, Nordic Estates

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota County, Minnesota

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $208,566.65

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: November 15, 2007 at 10:00 a.m.

PLACE OF SALE: Dakota County Sheriff's office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota

to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED."

Dated: September 25, 2007

MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC.

Mortgagee

REITER & SCHILLER, P.A.

By: /s/ Thomas J. Reiter

Thomas J. Reiter, Esq.

Rebecca F. Schiller, Esq.

Sarah J.B. Adam, Esq.

N. Kibongni Fondungallah, Esq

James J. Pauly, Esq.

Attorneys for Mortgagee

25 North Dale Street, 2nd Floor

St. Paul, MN 55102-2227

(651) 209-9760

Attorney Reg. No. 152262

(D9747)

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

9/28-11/2

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: August 17 2006

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $163,080.00

MORTGAGOR(S): Nick Witucki, a single person

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation

DATE AND PLACE OF FILING: Filed September 13, 2006, Dakota County Registrar of Titles; Document No. 597611 and memorialized upon Certificate of Title No. 140877.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association as Trustee for the MLMI SURF Trust Series 2007-BC1

LEGAL DESCRIPTION OF PROPERTY:

Unit No. 301, CIC No. 488, River Ridge of Eagan Condominiums

REGISTERED PROPERTY

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota County, Minnesota

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $170,743.33

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: November 1, 2007 at 10:00 a.m.

PLACE OF SALE: Dakota County Sheriff's office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota

to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED."

Dated: September 4, 2007

U.S. BANK, NATIONAL ASSOCIATION AS TRUSTEE FOR THE MLMI SURF TRUST SERIES 2007-BC1

Mortgagee

REITER & SCHILLER, P.A.

By: /s/

Thomas J. Reiter, Esq.

Rebecca F. Schiller, Esq.

Sarah J.B. Adam, Esq.

N. Kibongni Fondungallah, Esq.

James J. Pauly, Esq.

Attorneys for Mortgagee

25 North Dale Street, 2nd Floor

St. Paul, MN 55102-2227

(651) 209-9760

Attorney Reg. No. 152262

(F4985)

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

9/14-10/19

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: August 28, 2006

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $130,000.00

MORTGAGOR(S): Antonina Demyanov, married

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware Corporation

DATE AND PLACE OF FILING: Filed September 7, 2006, Dakota County Recorder; Document No. 2459035 .

ASSIGNMENTS OF MORTGAGE: Assigned to: none

LEGAL DESCRIPTION OF PROPERTY:

Unit No. 136, Condominium Number 109, Kensington Carriage Homes Condominium, a condominium located in Dakota County, Minnesota

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota County, Minnesota

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $136,253.59

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: November 1, 2007 at 10:00 a.m.

PLACE OF SALE: Dakota County Sheriff's office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota

to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED."

Dated: August 30, 2007

MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC.

Mortgagee

REITER & SCHILLER, P.A.

By: /s/ Thomas J. Reiter

Thomas J. Reiter, Esq.

Rebecca F. Schiller, Esq.

Sarah J.B. Adam, Esq.

N. Kibongni Fondungallah, Esq

James J. Pauly, Esq.

Attorneys for Mortgagee

25 North Dale Street, 2nd Floor

St. Paul, MN 55102-2227

(651) 209-9760

Attorney Reg. No. 152262

(W3708)

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

9/7-10/12

NOTICE OF MORTGAGE Foreclosure SALE

Date: September 13, 2007

YOU ARE NOTIFIED THAT:

1. Default has occurred in the conditions of the Mortgage dated October 14, 2004, executed by Khou Yang, a single person and Yong Lee, a single person, as Mortgagors, to Wells Fargo Bank, N.A., as Mortgagee, and filed for record November 19, 2004, as Document No. 2269323, in the office of the County Recorder of Dakota County, Minnesota. The land described in the Mortgage is not registered land.

2. The original principal amount secured by the Mortgage was $37,000.00.

3. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof.

4. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes.

5. At the date of this notice the amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is $40,215.77.

6. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows:

Lot 34, Block 1, Donnay's Valley Park, according to the recorded plat thereof on file nd of record in the office of the Register of Deeds Dakota County, Minnesota,

will be sold by the Sheriff of Dakota County, Minnesota, at public auction on November 6, 2007 at 10:00 a.m. at the office of the Dakota County Sheriff, Law Enforcement Center, 1580 Highway 55, Hastings, MN 55033.

7. The time allowed by law for redemption by Mortgagors or Mortgagors' personal representatives or assigns is 6 months after the date of sale.

8. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

9. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Wells Fargo Bank, National Association

Attorneys for Mortgagee

Corrie A. Oberg

STEPHENSON, SANFORD & THONE, P.L.C.

Suite 220

1905 East Wayzata Boulevard

Wayzata, MN 55391

(952) 404-2100

9/21-10/26

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: July 7, 2005

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,000.00

MORTGAGOR(S): Steven D. Angotti, Sr., a married man

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation

DATE AND PLACE OF FILING: Filed August 2, 2005, Dakota County Recorder; Document No. 2346891 .

ASSIGNMENTS OF MORTGAGE: Assigned to: none

LEGAL DESCRIPTION OF PROPERTY:

That part of the Southeast 1/4 of Section 15, Township 115, Range 21, Dakota County, Minnesota, lying North of the South 100.00 feet of the following described property: Beginning at a point in the North line of said Southeast 1/4 of Section 15, Township 115, Range 21, distant 695.36 feet East of the center of said Section 15, thence South 0 degrees 52 minutes 30 seconds East along the center line of Judicial Road a distance of 255.68 feet to the North line of a tract deeded to Eugene J. and Marcella M. Heunen, thence South 89 degrees 25 minutes 30 seconds East a distance of 252.14 feet along said North line to the West line of the Easement taken by Northern States Power Company for a transmission line, thence North 0 degrees 07 minutes West a distance of 253.17 feet along said easement line to the North line of said SE 1/4 of Section 15 and to the center line of County Road No. 34; thence West a distance of 255.43 feet to the point of beginning. Except roads, and except the East 111.08 feet

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota County, Minnesota

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $213,458.02

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: November 15, 2007 at 10:00 a.m.

PLACE OF SALE: Dakota County Sheriff's office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota

to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED."

Dated: September 20, 2007

MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC.

Mortgagee

REITER & SCHILLER, P.A.

By: /s/ Thomas J. Reiter

Thomas J. Reiter, Esq.

Rebecca F. Schiller, Esq.

Sarah J.B. Adam, Esq.

N. Kibongni Fondungallah, Esq

James J. Pauly, Esq.

Attorneys for Mortgagee

25 North Dale Street, 2nd Floor

St. Paul, MN 55102-2227

(651) 209-9760

Attorney Reg. No. 152262

(W4885)

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

9/28-11/2

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: June 1, 2005

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $198,000.00

MORTGAGOR(S): Steven D. Angotti and Polly A. Angotti, husband and wife

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation

DATE AND PLACE OF FILING: Filed June 30, 2005, Dakota County Registrar of Titles; Document No. 568554 and memorialized upon Certificate of Title No. 121594.

ASSIGNMENTS OF MORTGAGE: Assigned to: HSBC Mortgage Services, Inc.

LEGAL DESCRIPTION OF PROPERTY:

Lot Fourteen (14) in Block Four (4) in Apple Valley Second Addition

REGISTERED PROPERTY

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota County, Minnesota

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $196,820.01

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: November 15, 2007 at 10:00 a.m.

PLACE OF SALE: Dakota County Sheriff's office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota

to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED."

Dated: September 20, 2007

HSBC MORTGAGE SERVICES, INC.

Mortgagee

REITER & SCHILLER, P.A.

By: /s/ Thomas J. Reiter

Thomas J. Reiter, Esq.

Rebecca F. Schiller, Esq.

Sarah J.B. Adam, Esq.

N. Kibongni Fondungallah, Esq

James J. Pauly, Esq.

Attorneys for Mortgagee

25 North Dale Street, 2nd Floor

St. Paul, MN 55102-2227

(651) 209-9760

Attorney Reg. No. 152262

(F5062)

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

9/28-11/2

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: August 31, 2006

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $279,000.00

MORTGAGOR(S): Nadra Patterson, a married person

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation

DATE AND PLACE OF FILING: Filed September 28, 2006, Dakota County Recorder; Document No. 2464589 .

ASSIGNMENTS OF MORTGAGE: Assigned to: Decision One Mortgage Co., LLC

LEGAL DESCRIPTION OF PROPERTY:

That part of Lot 9, and Lot 10, Block 3, Highland View, lying Northwesterly of a line hereinafter referred to as Line "A" drawn from a point on the Northeasterly line of said Lot 9, distant 100 feet Northwesterly of the Southeasterly corner of said Lot 9, as measured along the Northeasterly line thereof to a point on the Southwesterly line of said Lot 9, distant 91.37 feet Northwesterly of the Southwesterly corner of said Lot 9, as measured along the Southwesterly line thereof and lying Northeasterly of a line drawn from a point on the Northwesterly line of said Lot 10, a distance 90 feet Northeasterly of the Northwesterly corner thereof as measured along the Northwesterly line thereof to a point on line "A" above described 90 feet Northeasterly of its intersection with the Southwesterly line of said Lot 9, according to the plat thereof now on file and of record in the office of the County Recorder within and for Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota County, Minnesota

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $280,623.63

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: November 15, 2007 at 10:00 a.m.

PLACE OF SALE: Dakota County Sheriff's office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota

to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED."

Dated: September 25, 2007

DECISION ONE MORTGAGE CO., LLC

Mortgagee

REITER & SCHILLER, P.A.

By: /s/ Thomas J. Reiter

Thomas J. Reiter, Esq.

Rebecca F. Schiller, Esq.

Sarah J.B. Adam, Esq.

N. Kibongni Fondungallah, Esq

James J. Pauly, Esq.

Attorneys for Mortgagee

25 North Dale Street, 2nd Floor

St. Paul, MN 55102-2227

(651) 209-9760

Attorney Reg. No. 152262

(F5274)

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

9/28-11/2

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL