NOTICE OF MORTGAGE

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FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:

DATE OF MORTGAGE: March 4, 2002

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $197,800.00

MORTGAGOR(S): Kelly J. Beyer and Cory L. Beyer, wife and husband.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc.

DATE AND PLACE OF RECORDING: recorded March 11, 2002, Goodhue County Recorder, Document No. 464776.

LEGAL DESCRIPTION OF PROPERTY:

Lot 7 in Block 2 of Sun Valley Third Addition to the City of Red Wing

COUNTY IN WHICH PROPERTY IS LOCATED: Goodhue

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $211,512.76

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: April 7, 2004 at 10:00 AM

PLACE OF SALE: Sheriff's Main Office, Goodhue County Law Enforcement Center 430 West 6th St., Red Wing, MN

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within six months from the date of said sale by the mortgagor(s) their personal representatives or assigns.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED."

Dated: January 28, 2004

Mortgage Electronic Registration Systems, Inc.

Mortgagee

SHAPIRO & NORDMEYER, L.L.P.

BY Nancy A. Nordmeyer

Lawrence P. Zielke

Craig M. Barbee

Attorneys for Mortgagee

7300 Metro Blvd., Suite 390

Edina, MN 55439-2306

(952) 831-4060

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(Feb. 6, 13, 20, 27,

March 5 & 12)

NOTICE OF MORTGAGE

FORECLOSURE SALE

Date: October 27, 2003

YOU ARE NOTIFIED THAT:

1. Default has occurred in the conditions of the Mortgage dated December 17, 1997 executed by Morgan M. Cegballos and Maria E. Cegballos, husband and wife as Mortgagor(s), to Cannon Valley Bank, n/k/a Valley Bank

Dundas as mortgagee(s), and filed for record December 31, 1997, as Document Number 411340 in the Office of the (County Recorder) of Goodhue County, Minnesota. The land described in the Mortgage is not registered land.

2. The Mortgage has been assigned as follows:

This mortgage has not been assigned.

3. The original principal amount secured by the Mortgage was: $50,000.00

4. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof.

5. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes.

6. At the date of this notice the amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is: $54,921.78

7. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: Lot 3, and the South 10 feet of Lot 4, in Block 3 of Slee's Second Addition, to the Town of Dennison, Goodhue County, Minnesota.

will be sold by the County Sheriff of Goodhue County, Minnesota, at public auction on March 10, 2004, at 10:00, a.m., at the lobby of the Goodhue County Law Enforcement Center, 430 W. 6th St., Red Wing, MN 55066

8. The time allowed by law for redemption by Mortgagor(s) or Mortgagor's personal representatives or assigns is 6 months after the date of sale.

9. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

10. Mortgagors released from financial obligations on the Mortgage: none.

Attorney(s) for Mortgagee

or Assignee of Mortgagee

Schmitz, Ophaug & Dowd, LLP

By: Adam J. Dowd

Reg. No. 257576

220 Division St.

Northfield, MN 55057

507-645-9541

Valley Bank

Dundas

MORTGAGEE OR ASSIGNEE OF MORTGAGE

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(Jan. 9, 16, 23, 30,

Feb. 6 & 13)

NOTICE OF MORTGAGE

FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:

DATE OF MORTGAGE: June 18, 1999

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $65,000.00

MORTGAGOR(S): Nancy L. Estrem, single

MORTGAGEE: Rochester Mortgage Company

DATE AND PLACE OF RECORDING: recorded June 23, 1999, Goodhue County Recorder, Document No. 430755

ASSIGNMENTS OF MORTGAGE: Assigned to: Bank of America, N.A. Dated: June 18, 1999, recorded: June 23, 1999, Document No.430756

LEGAL DESCRIPTION OF PROPERTY:

PART OF THE NORTHEAST QUARTER OF THE SOUTHWEST QUARTER OF SECTION 30, IN TOWNSHIP 110 NORTH, RANGE 16 WEST OF THE FIFTH PRINCIPAL MERIDIAN IN THE COUNTY OF GOODHUE, STATE OF MINNESOTA, DESCRIBED AS FOLLOWS: COMMENCING AT THE SOUTHWEST CORNER OF LOT 6, OF WANAMINGO EAST ADDITION, ACCORDING TO THE RECORDED PLAT THEREOF FILED IN THE OFFICE OF THE COUNTY RECORDER, GOODHUE COUNTY, MINNESOTA; THENCE SOUTH 0 DEGREES 00 MINUTES 42 SECONDS, WEST, ALONG THE SOUTHERLY EXTENSION OF THE EAST LINE OF HILL AVENUE, AS PLATTED IN SAID WANAMINGO EAST ADDITION, A DISTANCE OF 216.00 FEET TO AN IRON PIPE AT THE POINT OF BEGINNING OF THE LAND TO BE DESCRIBED; THENCE CONTINUE SOUTH 0 DEGREES 00 MINUTES 42 SECONDS WEST A DISTANCE OF 150.00 FEET TO AN IRON PIPE; THENCE SOUTH 89 DEGREES 02 MINUTES 00 SECONDS EAST, PARALLEL WITH THE SOUTH LINE OF SAID WANAMINGO EAST ADDITION, A DISTANCE OF 200.00 FEET TO AN IRON PIPE; THENCE NORTH 0 DEGREES 00 MINUTES, 42 SECONDS EAST A DISTANCE OF 150.00 FEET TO AN IRON PIPE; THENCE NORTH 89 DEGREES 02 MINUTES 00 SECONDS WEST A DISTANCE OF 200 FEET TO THE POINT OF BEGINNING. EXCEPTING THE EAST 100 FEET THEREOF DESCRIBED AS FOLLOWS: COMMENCING AT THE SOUTHWEST CORNER OF LOT 6 OF WANAMINGO EAST ADDITION ACCORDING TO THE RECORDED PLAT THEREOF FILED IN THE OFFICE OF THE COUNTRY RECORDER, GOODHUE COUNTY, MINNESOTA; THENCE SOUTH 0 DEGREES 00 MINUTES 42 SECONDS WEST ALONG THE SOUTHERLY EXTENSION OF THE EAST LINE OF HILL AVENUE AS PLATTED IN SAID WANAMINGO EAST ADDITION, A DISTANCE OF 216.00 FEET TO AN IRON PIPE; THENCE SOUTH 89 DEGREES 02 MINUTES 00 SECONDS EAST PARALLEL WITH THE SOUTH LINE OF SAID WANAMINGO EAST ADDITION, A DISTANCE OF 100.00 FEET TO AN IRON PIPE AT THE POINT OF BEGINNING OF THE LAND TO BE DESCRIBED; THENCE SOUTH 0 DEGREES 00 MINUTES 42 SECONDS WEST A DISTANCE OF 150.00 FEET; THENCE SOUTH 89 DEGREES 02 MINUTES 00 SECONDS EAST PARALLEL WITH THE SOUTH LINE OF SAID WANAMINGO EAST ADDITION, A DISTANCE OF 100 FEET TO AN IRON PIPE; THENCE NORTH 0 DEGREES 00 MINUTES 42 SECONDS EAST A DISTANCE OF 150 FEET TO AN IRON PIPE; THENCE NORTH 89 DEGREES 02 MINUTES 00 SECONDS WEST A DISTANCE OF 100 FEET TO THE POINT OF BEGINNING. THE IRON PIPES RECITED IN THE ABOVE DESCRIPTION ARE 1/2 X12 AND HAVE A PLASTIC CAP BEARING LAND SURVEYOR REGISTRATION NO. 5065

COUNTY IN WHICH PROPERTY IS LOCATED: Goodhue

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $64,062.08

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: March 31, 2004, 10:00 AM

PLACE OF SALE: Sheriff's Main Office, Goodhue County Law Enforcement Center 430 West 6th St., Red Wing, MN

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within six months from the date of said sale by the mortgagor(s) her personal representatives or assigns.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED."

Dated: January 23, 2004.

Bank of America, N.A.

Assignee of Mortgagee

SHAPIRO & NORDMEYER, L.L.P.

BY Nancy A. Nordmeyer

Lawrence P. Zielke

Craig M. Barbee

Attorneys for Assignee of Mortgagee

7300 Metro Boulevard

Suite 390

Edina, MN 55439-2306

(952) 831-4060

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(Feb. 6, 13, 20, 27,

March 5, 12 & 19)

SUMMONS

STATE OF MINNESOTA

COUNTY OF GOODHUE

DISTRICT COURT

FIRST JUDICIAL DISTRICT

Court File No. C6-03-1792

In the matter of the application of Donald L. Anderson as Personal Representative of the Estates of Delbert H. Johnson and Lois A. Johnson to register the title to the following described real estate situated in Goodhue County, Minnesota, namely:

The East 198.52 feet of the North Half of the Northwest Quarter of the Southeast Quarter and the South Half of the Northwest Quarter of the Southeast Quarter, all in Section 4, Township 112 North, Range 16 West, Goodhue County, Minnesota. AND That part of the Southwest Quarter of the Southeast Quarter of Section 4, Township 112 North, Range 16 West, Goodhue County, Minnesota, described as follows: Beginning at the northeast corner of said Southwest Quarter of the Southeast Quarter; thence South 89 degrees 26 minutes 11 seconds West (assumed bearing) along the north line of said Southwest Quarter of the Southeast Quarter 1131 feet, more or less, to the centerline of Belle Creek; thence southeasterly and southerly along said centerline of Belle Creek 1650 feet, more or less, to the south line of said Southwest Quarter of the Southeast Quarter; thence North 89 degrees 18 minutes 36 seconds East along said south line 295 feet, more or less, to the Southeast corner of said Southwest Quarter of the Southeast Quarter; thence North 0 degrees 05 minutes 07 seconds West along the east line of said Southwest Quarter of the Southeast Quarter 1316.53 feet to the point of beginning.

In addition to an easement appurtenant to the above described property per Easement Agreement made and entered into October 4, 2003, and recorded October 14, 2003, as Document No. A 494507, in the office of the Goodhue County Recorder, the legal description of which is as follows:

A perpetual easement for driveway purposes over that part of the Southeast Quarter of the Southeast Quarter of Section 4, Township 112 North, Range 16 West, Goodhue County, Minnesota, described as follows: Beginning at the northwest corner of said Southeast Quarter of the Southeast Quarter; thence South 0 degrees 05 minutes 07 seconds East (assumed bearing) along the west line thereof 188.68 feet; thence North 36 degrees 23 minutes 32 seconds East 52.07 feet; thence North 4 degrees 37 minutes 42 seconds East 67.23 feet; thence North 29 degrees 52 minutes 37 seconds East 92.91 feet to the north line of said Southeast Quarter of the Southeast Quarter; thence South 89 degrees 26 minutes 11 seconds West along said north line 82.89 feet to the point of beginning.

Donald L. Anderson as Personal Representative of the Estates of Delbert H. Johnson and Lois A. Johnson,

Applicants

vs.

Goodhue County, Vasa Township, Wells Fargo Bank Minnesota, NA, Murlyn Rosener and Audrey Rosener, Jody Borgschatz, and Northern Natural Gas Company, a Delaware Corporation,

also all heirs and devisees of any of the above named persons who are deceased; and all other persons or parties unknown, claiming any right, title, estate, lien or interest in the real estate described in the application or amendments herein.

Defendants

The State of Minnesota to the above named defendants:

You are hereby summoned and required to answer the application of the applicant in the above entitled proceeding and to file your answer to the said application in the office of the Court Administrator, in said county, within twenty (20) days after service of this summons upon you, exclusive of the day of such service, and, if you fail to answer the said application within the time aforesaid, the applicant in this proceeding will apply to the court for the relief demanded therein.

Witness, Yvonne J. Black, Court Administrator of said Court and the seal thereof, at Red Wing, in said county, this 23rd day of January, A.D. 2004

Yvonne J. Black, Court Administrator

By Sheri Mader, Deputy

Charles O. Richardson, Attorney at Law

222 Bush Street, Red Wing, MN 55066

(651) 388-4796

Attorney for Applicant

(Jan. 30, Feb. 6 & 13)

SUMMONS

STATE OF MINNESOTA

COUNTY OF GOODHUE

DISTRICT COURT

FIRST JUDICIAL DISTRICT

Case Type: Contract

Court File No.

Danielle R. Cahlander,

Plaintiff,

vs.

Gary Lee Kullman, Kent Leroy Kullman, Keith LaVern Kullman, Richard Allen Kullman, Shari Ann Kullman and Janie Lou Kullman,

Defendants.

The State of Minnesota to the Above-Named Defendants:

You are hereby summoned and required to serve upon plaintiff's attorney, an answer to the complaint which is herewith served upon you within twenty (20) days after the service of this summons upon you, exclusive of the day of service. If you fail to do so, judgment by default will be taken against you for the relief demanded in the complaint.

Charles O., Richardson

Attorney for Plaintiff

RICHARDSON & RICHARDSON

222 Bush Street, Suite 400

Red Wing, MN 55066

661-388-4796

Attorney Registration No. 91376

(Feb. 6 & 13)

SUMMONS

STATE OF MINNESOTA

COUNTY OF GOODHUE

DISTRICT COURT

FIRST JUDICIAL DISTRICT

Court File No.: 25-C3-04-000139

The Chase Manhattan Bank, as Trustee for GMRT Mortgage Loan Trust 2001-1,

Plaintiff,

vs.

Theodore G. Erickson and Joyce M. Erickson, John Doe and Mary Rowe,

Defendants.

TO: THE STATE OF MINNESOTA TO THE ABOVE-NAMED DEFENDANTS:

You are hereby summoned and required to serve upon Plaintiff's attorney an Answer to the Complaint which is herewith served upon you, within twenty (20) days after service of this Summons upon you, exclusive of the day of service. If you fail to do so, judgment by default will be taken against you for the relief demanded in the Complaint.

You are hereby notified that this action is brought for the purpose of (i) reforming the legal description in that certain Mortgage filed with the Goodhue County Recorder as Document No. 410512 from:

All that part of Lot 26 of Smith's Addition to the City of Red Wing described as follows: Beginning at a point on the Westerly line of East Avenue 74.80 feet Southerly from intersection of said line with Southerly line of Twelfth Street as said street is now established, running thence Southerly along said Westerly line of East Avenue 50 feet, thence at right angles Westerly 90 feet, thence Northerly parallel with East Avenue 50 feet, thence at right angles Easterly 90 feet, to place of beginning. With right of way 7 feet wide across property adjoining Westerly side of above described premises from Southerly line thereof to Twelfth Street. Above premises are also described as part of Lot 39 of Auditor's Subdivision of Lots 1 to 19 and 24 to 28 of Smith's Addition to the City of Red Wing, Goodhue County, Minnesota

to

All that part of Lot 26 of Smith's Addition to the City of Red Wing described as follows: Beginning at a point on the Westerly line of East Avenue 74.80 feet Southerly from intersection of said line with Southerly line of Twelfth Street as said street is now established, running thence Southerly along said Westerly line of East Avenue 50 feet, thence at right angles Westerly 90 feet, thence Northerly parallel with East Avenue 50 feet, thence at right angles Easterly 90 feet, to place of beginning. With right of way 7 feet wide across property adjoining Westerly side of above described premises from Southerly line thereof to Twelfth Street. Above premises are also described as part of Lot 39 of Auditor's Subdivision of Lots 1 to 12 and 24 to 28 of Smith's Addition to the City of Red Wing, Goodhue County, Minnesota.

and (ii) foreclosing that certain Mortgage filed with the Goodhue County Recorder on December 3, 1997, as Document Number 410512, as reformed.

RULE 114 OF THE MINNESOTA GENERAL RULES OF PRACTICE FOR THE DISTRICT COURTS PROVIDES THAT ALL CIVIL CASES ARE SUBJECT TO ALTERNATIVE DISPUTE RESOLUTION (ADR) PROCESSES, EXCEPT FOR THOSE ACTIONS ENUMERATED IN MINN. STAT. §484.76 AND RULES 111.01 AND 310.11 OF THE GENERAL RULES OF PRACTICE.

Dated: January 23, 2004

WILFORD & GESKE

By Lawrence A. Wilford, #117109

Anna M. Burgett, #0314353

7650 Currell Boulevard, Suite 300

Woodbury, MN 55125

(651) 209-3300

Attorneys for Plaintiff

(Feb. 13, 20 & 27)