STATE OF WISCONSIN, CIRCUIT COURT, ST. CROIX COUNTY

Deutsche Bank National Trust Company, as Trustee for Morgan Stanley ABS Capital I, Inc., Trust 2006-HE7 Mortgage Pass-Through Certificates, Series 2006-HE7, Plaintiff, vs. Joseph J. Gunderson, Stephanie Ann Gunderson, Countrywide Home Loans c/o CT Corporation System, Registered Agent, Defendants.

PLEASE TAKE NOTICE that by virtue of a judgment of foreclosure entered on October 9, 2007, in the amount of $119,120.58, the Sheriff will sell the described premises at public auction as follows:

TIME: October 14, 2008 at 10 a.m.

TERMS: Pursuant to said judgment, 10% of the successful bid must be paid to the sheriff at the sale in cash, cashier's check or certified funds, payable to the clerk of courts (personal checks cannot and will not be accepted). The balance of the successful bid must be paid to the clerk of courts in cash, cashier's check or certified funds no later than ten days after the court's confirmation of the sale or else the 10% down payment is forfeited to the plaintiff. The property is sold 'as is' and subject to all liens and encumbrances.

PLACE: On the East steps of the St. Croix County Courthouse, in the City of Hudson, St. Croix County.

DESCRIPTION: Lot 4, Block 8 in the Village of Houlton, St. Croix County, Wisconsin

PROPERTY ADDRESS: 1361 Main Street, Houlton, WI 54082

Dennis D. Hillstead, Sheriff, St. Croix County, Wisconsin

GRAY & ASSOCIATES, L.L.P., Attorneys for Plaintiff, 600 N. Broadway, Milwaukee, WI 53202-5099

Pursuant to the Fair Debt Collection Practices Act (15 U.S.C. Section 1692), we are required to state that we are attempting to collect a debt on our client's behalf and any information we obtain will be used for that purpose.

(Pub. Aug. 28 - Final Oct. 2)